Car Insurance Look

Now that we have talked a little bit about filing a claim for your car insurance, let’s talk about why you shouldn’t file a claim for something as small as running over a nail.  To be perfectly honest – car insurance companies look for any way in the world that they can jack up your car insurance premium and if you are constantly filing claims … they are going to consider you a risky driver and jack up your car insurance premium.

Usually, you are allowed one grace period so that you can file one claim without getting dinged but if you do file more than that – I can honestly say that your car insurance company is going to jack up those premiums on you, so beware!

If you have to file a claim … do so for the big stuff like a car accident and don’t sweat the small stuff.