Car Insurance Look

Now that we have touched on one great way to save money on your car insurance … shopping around is another!  I can tell you that when I was first looking for car insurance, I looked everywhere and while it might seem like a waste in the beginning, I can promise that it is going to be worth it in the end. 

Whether you are looking to go with just one company – or multiple for all of your insurance needs, you always want to make sure that you compare and contrast rates – otherwise, how else would you know what is out there? 

Another great way to save some cash on your car insurance is to bundle you car insurance with things like home insurance or even with renters insurance.  Those things can absolutely make a difference in your policy’s cost!

When you are dealing with car insurance – it is really tough to usually find deals, however did you know that there are a million different ways that you can actually save on car insurance without having to scour for deals?  That is what we are going to talk about in the next few blogs – don’t go anywhere!

First and foremost, do you have an older car?  If you do, why do you still have full coverage on it?  That is a waste, if you have an older car, go ahead and drop that on down to collision and I can seriously tell you that it will save you a bunch of money on your car insurance.

In the next blog, we will talk about how looking around and comparing apples to apples will really help you in the long run!

Now that we have talked a little bit about filing a claim for your car insurance, let’s talk about why you shouldn’t file a claim for something as small as running over a nail.  To be perfectly honest – car insurance companies look for any way in the world that they can jack up your car insurance premium and if you are constantly filing claims … they are going to consider you a risky driver and jack up your car insurance premium.

Usually, you are allowed one grace period so that you can file one claim without getting dinged but if you do file more than that – I can honestly say that your car insurance company is going to jack up those premiums on you, so beware!

If you have to file a claim … do so for the big stuff like a car accident and don’t sweat the small stuff.